Types of loans
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We arrange private mortgages. We arrange second mortgages. We arrange short term funding and we do it FAST. If you need private finance and you need it fast, you need to call us. We are available 24 hours a day, 7 days a week and we work those hours to ensure you get your requirements met.

What are private mortgages?

Wikipedia definition

Private mortgages

"A private mortgage is a loan secured by real estate that is made by a private lender, instead of a traditional lender, financial institution, or government institution. These loans are most commonly short term and last anywhere from 6 months to three years. These are asset based loans made for the purchase and rehabilitation of real estate. Because the loans are asset based, the decision to loan is based on the criteria of the property and not usually the qualifications, or credit of the borrower.

Interest rates on these loans are considerably higher than traditional loans and may range from 12% to 18%, with points sometimes being required as well. Loans are made on an LTV (loan to value) of 65% to 70%, to preserve sufficient equity in the property for the private lender in the event of default."


A private mortgage for a short term is a great way to take advantage of a profitable business transaction that needs a quick response. We have private lenders that can make loans from $50,000 to over $10 million. Yes we have private individuals (not institutions or funds) that have the ability to fund projects in excess of $10 million.

Generally for terms of 3 months to 6 months however longer terms of up to 12 months can be considered.

We've helped plenty of large and small companies access equity to meet these requirements. Call us or email an enquiry now for a quick response!


Yes we can also arrange second mortgages. This is a fast and convenient way to access the equity in your property without the requirement or hassle of a total refinance. A great way if you are just looking for a short term solution and want to keep your first mortgage. Email us your scenario for our quick professional attention!